The Week in Review:

More good news, U.S. economic reports showed improvement the last quarter of 2011 and the biggest report of 2012 continued the trend. The Unemployment Rate fell to 8.5%, the lowest it’s been the past three years. On the week, home loan rates came down just a bit.

What to Expect:

Here is what you need to know for 2012 planning: Although recent economic reports have shown only modest improvement, the trend is encouraging and signs are pointing to the US economy improving. Many feel this is the year the U.S. gets back on the track.

Normally positive economic reports would cause home loan interest rates to increase; however, concerns about the European economy have kept rates from moving upward. The situation overseas is complex and a resolution timeframe is unknown. Once the situation begins to resolve itself, expect rates to go up.

While we feel we will have a low interest rate environment most of the year, we feel that the time to lock-in to these current historically low rates is to act sooner than later.

Breg-ometer:

Next 7 Days: Lock: rates are fantastic
Next 30 – 90 Days: Smart moneys says act sooner than later this year

Courtesy of:
Bob Bregitzer
Southeast Mortgage

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