The Week in Review:

The volatility in the mortgage-backed securities market continued last week as the mix of news and market activity caused rates to fluctuate daily. Home loan rates ended the week slightly better than they started primarily because of the Fed’s stance to keep rates low and lack of confidence in Greece’s ability to repay their debt.

What to Expect

The big scheduled release of the week is April’s Jobs Report on Friday. Early whispers indicate there were new jobs created. If this report shows signs of improvement in the labor market, look for rates to potentially go up.

The Fed met last week and reiterated the desire to “keep rates low for an extended period of time”. However, one Fed member feels that rates should be increased stating that it is time to prepare the market for the eventual hike in rates.

Since rates have been hovering around 5% for over a year, it may seems as though it will last forever. Remember, the rate environment we are experiencing is temporary. Take advantage of it while you still can.

Breg-ometer:

Next 7 Days: Daily rate changes

Next 30 Days: Friday’s jobs report could help set the tone for next month

Next 90 Days: Rates increase

Courtesy of:

Bob Bregitzer

Southeast Mortgage

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